01
Contracts with history
Quoting, placement, endorsements, and renewal without jumping between sheets. Every change has an owner and a date.
v. 2026 · MX
Universal REinsurance Application
Your whole reinsurance operation, in one place.
Your contracts, the panel, and monthly closings live in the same flow. No parallel spreadsheets. No crossed emails at eleven at night.
Loading panel…
Fig. 01 · The real application, with toy data
Hover the panel to explore it
What you're seeing is toy data. In production, each cedant lives in its own isolated space.
¶ Product
Four pieces, one source of truth.
Your team, your cedants, and reinsurers see the same contract at the same time. No one re-captures. No one reconciles by hand.
02
Panel per contract
Participation, commission, brokerage, and broker live inside the contract, not in a separate Excel.
03
Subledgers that balance
Subledgers and the general ledger reconcile themselves. You close on the first try, not the third.
04
Bordereaux ready
Structured statements and bordereaux ready to send. Your reinsurers receive CSV, not screenshots.
¶ Anatomy
How a reinsurance contract moves.
Hover each piece. If any of these are missing in your current system, you'll notice.
Components
Cedant→ hover
Contract→ hover
Panel→ hover
Broker→ hover
Reinsurer→ hover
Policy→ hover
Bordereaux→ hover
Technical result→ hover
Fig. 02 · Simplified risk-transfer model
¶ For every role
Designed for the three sides of the table.
Insurers that transfer risk
Close the month without fighting the subledgers.
Premiums, claims, and commissions reconcile between subledgers and the general ledger without building another Excel. You get back days of closing, not minutes.
- Reconciliation against the general ledger without building a separate Excel
- Contracts with versions, owners, and dates
- Export to local accounting formats
Product focus
1
source of truth per contract
100%
changes with owner and version
0
double captures between systems
Brokers and placers
A live view of your entire placement.
Panels, participations, and bordereaux on the same board. Cedants and reinsurers see the same numbers at the same time.
- Multi-reinsurer panels with their own brokerage
- Placement you can follow live
- Structured bordereaux for your reinsurers
Product focus
1
live panel per contract
n
reinsurers with their own brokerage
0
parallel versions over email
Risk takers
Clean data, with the detail your underwriting needs.
Structured bordereaux, comparable history, and a clear origin for every figure. You underwrite by reading the contract, not rebuilding it.
- Access controlled by contract and layer
- Bordereaux with a consistent structure
- Comparable history, period against period
Product focus
100%
structured bordereaux
per layer
controlled, auditable access
1:1
traceability from figure to source
¶ How it's built
No fireworks, controls in place.
This is what's here today, plainly. What already works, what's missing, and when it arrives.
What already works
Contracts, panel, reconciliation, and bordereaux. The panel above is the real application with toy data; not a video, not a mockup.
Built in Mexico
Made here and for this market. Proportional, non-proportional, local reporting, and the vocabulary of the business in Spanish.
Security from the base
Encryption in transit and at rest, each cedant in its own isolated space with row-level security, federated login with WorkOS, and an audit log of everything that changes.
Certifications
We start SOC 2 and ISO 27001 when we have clients in production that ask for them. In the meantime, the controls are already in place. The badge comes later.
¶ Request demo
Let's talk about your operation.
30 minutes with the team. We open the application with a couple of your contracts (or invented ones, whichever you prefer) and walk through it. No generic presentations.